In accordance with CNVM Decision no. 98/21.01.2009, SAI Erste Asset Management (SAI Erste) is authorised to provide individual investment portfolio management services under the applicable legal regulations. As part of this activity, SAI Erste must assess the client's suitability, so that the client should benefit from adequate protection and fair treatment, and SAI Erste should act to their best interest.
Definition: Suitability assessment means the entire process of gathering relevant information about the client, and the subsequent assessment of a financial instrument appropriateness for that client.
At the request of SAI Erste, the client should provide accurate and sufficient information, including without limitation: knowledge, experience, financial position, objectives, etc., so that SAI Erste may recommend suitable services in line with the client's profile. To this end, the client will complete a form made available by SAI Erste. The client should update the data provided in the form at least once in every 1 (one) year .
SAI Erste will also inform the client of the definition of investment risk and the relationship between risk and reward.
Taking into consideration all the above-mentioned information, SAI shall consider the nature and scope of the service to be provided to the client, according to their knowledge, experience, financial position and social status.
Determine your own risk/reward profile
Our service is based on the "SRRI indicator", which ranges from 1 (low risk) to 7 (high risk). Please note that this indicator can change in the future. The SRRI indicator is valid for all ESPA funds distributed locally by SAI ERSTE Asset Management SA.